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Donald Erbes
REALTOR®, Lic. Real Estate Salesperson
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20 Otsego Street, Oneonta, NY 13820

$279,000
  • 20 Otsego Street, Oneonta, NY 13820 Main Photo

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New to the Market Active
BEDS7 BATHS3 full SQUARE FEET2,669 MLS#R1669565
STATUSActive PROPERTY TYPEMulti Unit - Multiple SCHOOLOneonta

Property Description

Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility. Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences. Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. A versatile setup in a walkable, centrally located neighborhood-well suited for a range of residential and investment strategies.

20 Otsego Street | MLS# R1669565

This multi-family property located at 20 Otsego Street, Oneonta, NY 13820 is currently listed for sale with an asking price of $279,000. Otsego Street is located within the Oneonta school district. Search Oneonta real estate on derbes.mjpeterson.com today.

Property Features

Property Type: Multi Unit - Multiple
Basement: Full
Heating: Gas, Multiple Heating Units
Lot Size: 0.10 Acres
Stories: 2.0
Taxes: $8,450
Year Built: 1900

Feature Descriptions

Appliances: Gas Water Heater
Days on Site: 5
Exterior: Frame
Flooring: Carpet, Hardwood, Varies, Vinyl
Lot: Irregular Lot, Residential Lot
Lot Dimensions: 50X90
Parcel#: 361200-300-006-0003-021-200-0000
Parking: Two or More Spaces
Parking Notes: Two or More Spaces
Sewer: Connected
Units: 2
Utilities: Sewer Connected, Water Connected
Water: Connected, Public

Local Schools

School District: Oneonta

Listed By / Shown By

Listing By

Agency Name: Oneonta Realty LLC
Agency Phone: 607-433-2873

Shown By

Agent Name: Donald Erbes
Agent Phone: (716) 984-1631
Agency Title: MJ Peterson Real Estate

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Estimated Payment

$ 1,406.47 per month $620.93 Principal & Interest $704.17 Property Tax $81.38 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/16/2026. The listing information on this page last changed on 04/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/16/2026 12:24:57 AM EST) or New York State Alliance MLS (last updated Wed 04/15/2026 4:49:08 PM EST). Real estate listings held by brokerage firms other than MJ Peterson Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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